[wtlatimer]

I'm interested in knowing the amount of the HRA. Seems like ATT doesn't want to tell.

[Bev17293]

We live in Michigan and we have a meeting with an Aon Advisor 8-5-14. My husband was the employee and so far I've found out my husband is getting 2700 and I'm getting 1500 for a total of 4200. Medicare Adv plans and Rx plans are not posted yet for 2015. I've saved some plans for discussion and understand there is such a thing as discounts but don't know more then that. This is all extremely stressful. The links to dental or vision plans are useless as the total payout of 1000 minus a ded and premiums = about $700 if you can use all the services. I've read it's better to buy some kind of discount dental plan. My eye doctor gives 30% off prices if you're a AARP member and that annual membership fee of $16.00 makes it worth it. I talked to the billing person at the eye doctor. Costco also has good prices for eye care. Will keep you posted.

[Bev17293]

I've done a lot of research on Medigap plans and it's best to buy a "low cost premium, high deductible plan". If the total costs of premiums and deductibles for this first plan equals the same amount of premiums and deductibles for a "high premium, low deductible plan", you'll be able to keep your $ and only use it if you need to. Otherwise, your premiums are a definite expense that you may not need to pay. You can save thousands of dollars this way.

[themarinos]

Did you know ATT Retirees now get 30% Discount on their Cell service and increased discounts on Digital Life service

[tcxr750]

My wife and I had the so called counseling and information session. Got some counseling and not much useful information. I researched the Medicare Advantage plans at the Aon/Hewitt website before the call. I discovered that Express Scripts provides the prescription coverage for the BCBS Health Insurance in Ohio. This is a whole new topic by itself.

[fofd1091]

my wife and I also had our interview with AON today.As we both are retired BellSouth 2001 & 2005,over 65 and on medicare,found out our $$$ is $2700 each as we will have to have separate coverage. whatever,we have always had separate coverage,so nothing else is changed.This is for state of Georgia
Will have our "pickaplan" on 10/27/14.However,i have a different pickaplan date.And this has already created a problem with trying to get both of on same day call to chose a ins co.
Also have to be back in Ga on that day for conference call,because we still have primary house in Ga and the agent is not allowed to underwrite in Fla.then when we sale that hse and make Fla our primary resident we will have to call and make corrections and/or changes to our coverage.which as i understand will increase in cost !!As I have said before,this is a wait and see game. Drugs and dental and eye care are add on plus $$

[Rickg]

I retired from Ameritech/sbc in 2002. I haven't heard anything. Maybe because I'm not 65 yet. I'll be checking.

[KeepingItReal]

Retired in June 2008 35 + years, South Central Bell / Bellsouth / ATT. Haven't heard a word but I don't reach 65 till February 2015. Expecting a lot of confusion but hope not. Just joined the organization mentioned in post number 4.

http://www.telcoretirees.org/

Hopefully they will be able to clear up some questions as we get closer to EOY.

[tcxr750]

I believe the Health Insurance being offered to AT&T retirees is for those who are Medicare eligible only.

[cromlich]

Just had my call from AON who is controlling our Health Insurance Benefits. I must say I was very pleasantly surprised. Don't be stressed until you get your call. It's a very generous plan (so far).

[tcxr750]

My wife and I had our consultation before the enrollment appointment. Because I had gone to the AON website in advance, I had questions about specific health insurance plans they offer. The consultant/sales person had no specific answers. She seemed to be giving a scripted presentation. The dollar amounts offered are generous, but I suggest going to the AON website before making a decision on enrollment day. The website allows you to compare plans and include prescription costs. That did not happen on this call which preceeds the enrollment call. You can call AON/Hewitt and ask questions. Remember that $$$$ sitting in your account can only be used through AON....just ask.

[KeepingItReal]

Website?

[tcxr750]

Try using....aonhewittnavigators.com/att. You'll need to create a login and password. I was able to get the same information earlier in the year by just going to the AON/Hewitt website (not the at&t version) and get the same information. The results are based on zip code.

[KeepingItReal]

Originally Posted by tcxr750

Try using....aonhewittnavigators.com/att. You'll need to create a login and password. I was able to get the same information earlier in the year by just going to the AON/Hewitt website (not the at&t version) and get the same information. The results are based on zip code.

Thanks I was checking the ATT Benefits site but could not locate it there....

[Bill.Florida]

Hello everyone,

I have read through the AT&T retiree benefit agreement with Aon Hewitt and here is what I know for folks age 65 & over.

1. $2,700 per year (double for married couples) will go into an HRA account to pay for health insurance premiums and other out of pocket healthcare costs. Think of it as a savings account for healthcare. Any amount not used will roll over into the following year so you don’t lose it. What they may not tell you… you do not have to go through AON for your Medicare Supplement. You could get your prescription drug plan through AON and your Medicare Supplement through an independent agent.

The agreement states the following…

Must enroll in medical and/or prescription
drug coverage through the Aon Retiree Health Exchange in order to have an
amount credited under the AT&T Medicare-Eligible Health Reimbursement
Account Program in 2015.

An HRA from AT&T is provided only to those who are eligible and who
purchase medical or prescription drug coverage through the Aon Retiree Health
Exchange.

Here is a link to a quick facts page from AT&T retirees for…
http://www.telcoretirees.org/wp-cont...AQs-073014.pdf

2. Once you are signed up on a plan you most likely will not be assigned a specific rep with AON that you can call with questions. You will call the general number and speak to whoever answers at the time. They will not have any previous knowledge of conversations or your situation. I suggest you contact an independent insurance agent (that specializes in Medicare Supplement Insurance) so you can get all of your questions answered and have a person to call when you have questions in the future. You can get your Medicare Supplement through that agent. A good agent will be able to show you everything available and help you select a plan that meets your specific needs. They will also be a great resource in the future because carriers come out with new rates and plans all the time.


3. AON is not showing you all of the plans that are available to you. There are less expensive & more comprehensive options. I went to the AON site for AT&T and ran plans for zip code 32162, for a 67 year old female as an example. Here is what I found that they are offering you…

a. Humana Plan F, $218.45/month (you can get the exact same plan for less)
b. Mutual of Omaha Plan M, $192.70/month (no one gets Plan M…lots of money for fewer benefits)
c. Plan A for $152 (It would be crazy for someone to pay this much for a plan that offers so few benefits)
d. Plan C, $235.78
e. Plan D, $216.48

I could go on and on but you get the idea. So, I ran proposals for zip code 32162, 67 year old female on the open market and found more comprehensive plans for less money…

Plan F $171/month
Plan G $158/month
Plan N $135.50/month

All are with top “A” rated insurance carriers. Now this may not be your premium because you may be a different age, smoking status, etc. which could change your premium. My point is don’t take their word for it that they are offering you the best plan for your specific needs. What works for one person may not be the best for another. This should be a very specific individual decision based on your specific needs & situation. Bottom line…speak with an independent agent that specializes in Medicare Supplement Insurance to compare.

I hope this helps.

Regards,
Bill