[fdpaq0580]

Originally Posted by Cybersprings

As mentioned countless times in this thread, that is a ridiculous comparison not supported by anything other than the posters feelings.

What is ridiculous about accepting responsibility for your actions. You break it, you bought it.

[dewilson58]

Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:

Could I Be Held Responsible for the Golf Ball Smashing My Window?
Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself.

[Chellybean]

Originally Posted by dewilson58

Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:

Could I Be Held Responsible for the Golf Ball Smashing My Window?
Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself.

THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!

[dewilson58]

Originally Posted by Chellybean

THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!

Oh Bean.............I never said anything about Florida Statute.

Of course they can call their agent.
Two errors in your statement: (1) "they" can't call a policy; (2) It's their, not there.

Breath, Breath.

[fdpaq0580]

Originally Posted by Velvet

Well, actually golfers are not licensed like car drivers. There is no test of, “Can you hit well enough so we can trust you to play?”

Swimmers at the beach or lake aren't licensed, shoppers in stores aren't licensed, on and on. Personal responsibility for one's actions. You break it, you bought it. Honest, ethical and responsible individuals take responsibility for their actions. Makes me wonder about some of the folks that think they can destroy something with impunity as long as they do it with a golf ball and club.

[ldj1938]

Originally Posted by zummy

Our bedroom window was broken by an errant golf ball

Here's my protection. Also for 'çanes or severe storms. Same system we used in south Florida. We also put up a screen to protect our lanai windows. Cheap wood frame and screen ing. We've had golf balls on the side and front of our house. You can hear them hit the roof.

[ldj1938]

[QUOTE=ldj1938;2266646]Here's my protection. Also for 'çanes or severe storms. Same system we used in south Florida. We also put up a screen to protect our lanai windows. Cheap wood frame and screen ing. We've had golf balls on the side and front of our house. You can hear them hit the roof. When I get enough collected I go to the driving range.

[Bill14564]

Originally Posted by Chellybean

THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!

Please post that Florida Statute. (I was unable to find anything like that) As I saw in a previous post:

Originally Posted by Chellybean

... i just hate when someone states fact as law and doesn't know what they are talking about. ...

[justjim]

My post will not change anybody’s mind about a window broken by a golfer on a golf course. Legally you may not be responsible for repairing the residents window. I say “may not” because I did read of a court case (I can’t imagine going to court for a broken window) where the court decided that a golfer was responsible for an errant golf ball that did property damage to property off the golf course. But for purposes of my post I will say you are not legally responsible for replacing a window on a house along a course in The Villages unless you could prove “negligence” on the part of a golfer. That said, how much does a window cost? Full disclosure: I have never damaged anybody’s property that is build adjacent but off golf course property. If I did, I would apologize and offer to pay for the damage to the property out of my pocket because I would feel morally responsible, if not legally responsible, to do so. How much would a window cost? With all that is happening in the world today, a broken window is the least of our issues but to each his own choosing.

[dewilson58]

Originally Posted by justjim

That said, how much does a window cost?
How much would a window cost?

If you really want to know.............you could Google....................$15 to $5k

[golfing eagles]

Originally Posted by asianthree

No one with any common sense would file a claim for under $200. One would either pay for it or walk away with the thoughts that you back up to a golf course expect golf balls to hit your house. There are screens that can provide some protection.

That said, there is a house on a course that shall not be named, whose window has broken by a golf ball for about 5 months. Owner comes out screaming (mid 80s or above) you broke my window.

Now did their ball actually hit the window that has been broken for months or hit the house and owner is holding out for multiple events?

Destin #4??????

[golfing eagles]

Originally Posted by Chellybean

THATS not what Florida Statute says, when a golfer breaks a window of a property they can call there homeowners policy and it will cover the property damaged!
The property that was damaged has a deductible that usually wont' cover it and furthermore were the heck does the homeowner have to pay for some idi*ts damage. That's not how i was raised, Village entitlement 101 at work unbelievable!!!

Everything you have posted on this thread is wrong. Stay down, champ---it's not your day

[Whitley]

Originally Posted by retiredguy123

Not the golfer's fault. He just hit a bad shot. It happens. The OP's claim that the golfer's insurance company should pay is ridiculous.

But his bad shot broke a window on private property (I always wondered why anyone would want a home on a golf course. Waking up at 0700 on a Saturday hearing people playinmg golf.)). I do not know the law but would think that logic says if you hit your shot off of the course through a homes window you would be at fault. When I attempted to play many many years ago at Tuxedo Park, I drove off the course and cracked a car windshield. A car driving on the road. I paid for that one (The road was built after the course.). What would the rules say about that?

[Whitley]

Originally Posted by dewilson58

Another resource for fun............Florida's Independent Insurance Agents......who have thru this thousands of times:

Could I Be Held Responsible for the Golf Ball Smashing My Window?
Insurance expert Paul Martin said that you could very well be held responsible if you lived on a golf course. Since you assume this extra risk when purchasing a property on a golf course, the insurance company is likely to exclude coverage for any stray golf balls. So, if you buy a house on or near the putting green, just be prepared to cover any related damage yourself.

That still doesn't answer the question clearly. They could be talking about a broken window "IF the golfer who hit the ball is not known". No?

[NewRealms]

I lived on a golf course and loved it. There is a cost though. Believe it or not there are golfers who hook or slice. Our patio enclosure was a constant victim of bad form but I LOVED where I lived.