Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
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Correct, not OTC, only rewards which is part of the U-Card. OTC, just easier to use the UHC website for Amazon. |
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I agree using UHC online is easier. However, their product line is much smaller than Walmart and Walgeens and they are frequently (usually?) out of stock on higher demand items. Personally, I do a mix.
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I’ve retired from 2 companies both set up Healthcare savings accounts reaching 65,at one deposited $25,000 the other annually $2700 for myself and $1700 for spouse. Can only be used for medical expenses, health clubs and supplemental insurance. Being creative you can even get Medicare fee from Soc Sec reimbursed considered insurance
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OK, I should have been more direct.
IT'S A GIMMICK! Yes, you can buy some junk you would never spend $250 on every three months, if you do it on-line at Optum. But its not a real debit card. It's just a dumb way for an insurance company to promise you something you don't need, in order to distract you from the things they aren't giving you that you do need. It's a fraud, and there was a time when such deceptive marketing was illegal. But in defense of United, they were the last ones to get into the game. At some point even honest players are forced to become frauds when the market is so gullible. |
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The prices in the catalog almost always used to be cheaper than buying them at the store. However, that is not always the case anymore.
Be sure to compare prices. Equate 70% Isopropyl Alcohol Antiseptic, 32 fl oz is $2.98 at Walmart. Amazon Basics 70% Ethyl Rubbing Alcohol First Aid Antiseptic, Unscented, 16fl oz is $8.54 plus $.60 tax when you order from the UHC catalog. The catalog is about three times as expensive as going to the store. But Band-Aid Brand Flexible Fabric Adhesive Bandages, Assorted, 2 x 100 ct are $23.77 at Walmart (when you order from AmericaRx Smart Shop) but only $17.54 at the UHC website. However, if you order the two pack directly from Walmart, the price is $16.96. |
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I don’t consider it to be a gimmick. |
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The $250 is a free benefit. You are not paying any premiums for the UHC Advantage program. You can boost the card amount by doing routine maintenance on your health (i.e., get a flu shot, self-recorded exercise x10 on a monthly basis, etc.)
Why are you complaining? Use it or don't use it.....
__________________
MsPCGenius |
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