Talk of The Villages Florida - Rentals, Entertainment & More
Talk of The Villages Florida - Rentals, Entertainment & More
#16
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We have houses here in the village of Caroline that have metal roofs so I would assume that they are allowed. As soon as our regular roof hits 10 or 12 years old (8 yrs old from when Corning replaced our roof due to defective shingles), and the insurance company wants to cancel me, I definitely am pursuing the metal roof option.
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#17
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There is a home with a metal roof on Prado Dr. in CDD 1. Had it for years. It is blue.
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#18
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Metal roofs are not "lightning rods" ...... perhaps if the roof was grounded it might be, but otherwise, no.
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#19
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NOT true. Today the insurance company gives you a discount on your policy for installing metal roofs.
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#20
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“Vented properly and installed correctly, you should get around 80-85% of the life span out of an asphalt roof. That means you can expect to get about 20-22 years out of your 3-tab shingle roof and 25-28 years out of your dimensional shingles.” That’s about right. I had high-quality metal roofs on two homes in Pennsylvania for thirty years, and I loved them. (Not the shingle-shaped ones—I don’t like those at all, and I consider them more of a problem in Florida. They are also easy to damage when you walk on them.) Mine were supposed to be good for fifty years, but the warrantee was prorated and for the original owner. I didn’t even bother to send in the paperwork. There were also metal roofs that looked similar in the beginning, but were thinner, with finishes that faded more or peeled. They are all more expensive than shingles. I’d guess my roof was twice what I would have paid for architectural shingles, but my home’s roof pitch was 1.5 in 12, and shingles wouldn’t have been ideal there. One thing about metal roofing worth keeping in mind is that if your home is hit with ice cube-size hail, which is certainly possible here, the hail can do the same to the roof that it does to a car. I had a car habit by a hail like that, and the metal looked a bit like a giant golf ball. The insurance company would have totaled it, but I drove it with no trouble for another seven years. The roof still works just fine with hail damage, but if roofers and lawyers and homeowners collude again to get new roofs from the insurance companies, we’ll have the same problem we have now. By the way, a metal roof is louder than a shingle roof if you are in the attic during a heavy rain. Utterly deafening. The drywall and fiberglass cut out most of that. In one home I had a cathedral ceiling throughout and solid 8” foam insulating panels. It was much louder during a rain than when I had an attic and 16” of blown virgin fiberglass. |
#21
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I will say this, my company in Pittsburgh installs metal roof. 4-5 times more expensive to install. Many competitors sell a metal roof at prices that are exorbitant and predatory. A metal roof sticks out among asphalt roofs. The entire neighborhood would need to have metal roofs to keep a consistent look.
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#22
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#23
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I lived in the Virgin Islands and no one has these shingles on their roofs. My home there was built in 1963 and has a wooden roof which is covered by a paint membrane conducive to water collection into our cisterns for drinking water. It's been thru numerous tropical storms and hurricanes and luckily has remained intact. You only have to pressure wash and re-coat the roof every 5-6 years depending on the product you use. There are many clay tile roofs, metal roofs but not a single shingled roof that is so prevalent here in Florida. Nor are any insurance companies breathing down your neck to replace a roof due to age. Ditto for HOA's.I Is there a law against having a simple wooden, membrane coated roof in FL? |
#24
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How do you delete a post?
Last edited by DCTheVillages; 05-11-2022 at 02:59 PM. Reason: How do you delete a post? |
#25
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Metal Roofs - in actuality - typically do not last longer than asphalt roofing. It is a perception - not faulting anybody for believing it - but - I was in the industry - nationally.
Reality about Metal Roofs... a) Shed Weather... not weatherproofing material. The weatherproofing material is underneath. Since most people never see it - roofing contractors very often cheat - and put cheap material there. Cheap material (like felt) deteriorate from both heat and moisture. b) They Dent... from hail. Then they look ugly. Most insurance has an exclusion for simply cosmetic. c) Fire... if the fire is from within the house - metal roofs act like an oven. Fire spreads quickly - and very hot. If you look at manufacturer warranties - metal and asphalt roofing is about the same: "LIFETIME" Therefore - the issue isn't that asphalt shingle. The issue is "public adjusters" sometimes working together with "pro roofers" - and getting insurance claims for wind and hail damage that is questionable - at best. There is a big potential liability for insurance companies questioning public adjusters. It's really a mess. Hope this helps! |
#26
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I would stay with the asphalt shingles because they are the norm in The Villages. If you have roof damage, almost any roofer can repair it and match the shingles, even the color. But, if you need to repair a metal roof, you may have trouble finding a roofer and/or replacement shingles. Also, there is no guarantee that you will be able to insure a metal roof for a longer time period than an asphalt shingle roof. Insurance companies and their rules come and go. I would also be concerned with resale value. Some buyers are skeptical of different products. I would be. And, if you spend half as much for an asphalt shingle roof, you will save enough money to buy another roof. So, what is the point?
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#27
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#28
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I totally agree. We replaced our roof here in TV. We have a metal roof on our home in Wisconsin, and wanted to have one put on here. It is lovely, and looks like a tiled roof. We were very disappointed that we couldn't do that here.
Leslie Nigh Allhambra Village Quote:
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#29
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At my age I’m not willing to pay a big premium price for a roof that will outlive me by 30+ years.
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#30
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There seems to be quite a few metal roofs in that upscale village between Morse Blvd and Sumter Landing town square......
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Closed Thread |
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