[Laker14]

Originally Posted by Topspinmo

According to golfers the are not responsible for anything

If God wanted me to be responsible for where I hit a golf ball, he'd have given me more talent.

[Two Bills]

Originally Posted by Laker14

If God wanted me to be responsible for where I hit a golf ball, he'd have given me more talent.

Amen!

[dewilson58]

Originally Posted by Craig Vernon

Many times I do not even know if I actually hit the home, car, boat or RV.

Please send me your golf schedule so I can avoid the area.

[sdeikenberry]

a quick Google search reveals multiple answers that the golfer is not legally responsible for damage from an errant golf ball unless they intended to inflict that damage. Disagrees with what I’ve generally known all the years I’ve been golfing.

[admiral72]

I was playing in a Charity outing and came back to my car to discover a broken windshield. The ball was sitting on the hood with a personalized name and company. I confirmed he was in the event. I sent a picture to the guy via fax. I asked for my dedudable. A lawyer called and laughing said I could not prove he was the one who hit it.

[Papa_lecki]

Originally Posted by sdeikenberry

a quick Google search reveals multiple answers that the golfer is not legally responsible for damage from an errant golf ball unless they intended to inflict that damage. Disagrees with what I’ve generally known all the years I’ve been golfing.

If i could intentionally hit a house or a car doing 45 MPH, I could intentionally hit the green.

[onfire]

Originally Posted by sdeikenberry

a quick Google search reveals multiple answers that the golfer is not legally responsible for damage from an errant golf ball unless they intended to inflict that damage. Disagrees with what I’ve generally known all the years I’ve been golfing.

Exactly. It would be the same as driving down the road and the vehicle in front flicks up a piece of gravel that breaks your windshield, there is no liability. If that vehicle is a gravel truck which failed to secure the load (due care) then a claim may be justified.

The car owner could sue the golf course if they were negligent in design but the golfer would not be liable.

[MandoMan]

Originally Posted by retiredguy123

Collision and comprehensive insurance are not required in Florida. But, damage from a golf ball would be covered by comprehensive insurance, less the deductible. Most vehicle owners have this type of insurance.

So, if your golf ball hits my car and dents it or breaks a window, doing, say, $800 in damage, and my car insurance has a $500 deductible, I’m supposed to cheerfully pay that $500 out of my pocket and have my car insurance rate raised or have the policy even cancelled because you can’t keep your balls where they belong? It seems to me that the golfer should bear moral responsibility, even if not legal responsibility, and cover the cost out of pocket.

[crash]

Originally Posted by retiredguy123

The car owner's auto insurance would cover the damage under his comprehensive coverage. Is the golfer liable? Maybe, maybe not.

If he means legally liable the answer is no and the persons car insurance would cover the damage.

[kkingston57]

Originally Posted by village dreamer

if im on a golf course and hit a car with my golf ball , am i liable?? would his car insurance cover any damage. just asking for a friend.....

All cases have thier own particular differences, Was in the insurance adjusting biz. If you were negligent when you were hitting the ball and hit the car, you should be responsible, but not always. His car insurance would pay for the damages which exceeded his deductible. The insurance company could make a claim against you for those damages but probably would not since it would cost them more money than the actual damages. If you are sued by anyone and if you have homeowners insurance your homeowners policy could defend you or settle the lawsuit,

[ehonour]

Last year, one of my errant balls went through a window adjacent to the fairway. Sigh. I drove up and found the owner standing by. Gave him my card and offered to pay for the replacement, just let me know how much. Never heard from him. Next time I played that course, the window was fixed. Seems like one of those rare cases where both people were adult enough to act responsibly. Wouldn't it be nice if that were the norm, instead of arguing about it or—heaven forbid—initiating lawsuits?

[BOWRUNNER]

Originally Posted by onfire

No, just not a particularly good golfer.

Providing it was not intentional then there is no liability, either for damage to a residence or vehicle. It doesn't mean you shouldn't offer to help pay for damages while not admitting guilt.

Maybe you should quit golf, and try pickle ball

[retiredguy123]

Originally Posted by MandoMan

So, if your golf ball hits my car and dents it or breaks a window, doing, say, $800 in damage, and my car insurance has a $500 deductible, I’m supposed to cheerfully pay that $500 out of my pocket and have my car insurance rate raised or have the policy even cancelled because you can’t keep your balls where they belong? It seems to me that the golfer should bear moral responsibility, even if not legal responsibility, and cover the cost out of pocket.

I didn't say that you should cheerfully pay the deductible. In some cases, the golfer will pay, depending on the situation.

[merrymini]

Golfers are, apparently, not responsible for damage, I know, I was victimized by one and had to pay for my own window. That is why I hate all golfers, most of whom are okay but tainted by the rude, stupid ones.

[sowilts]

Originally Posted by BOWRUNNER

Maybe you should quit golf, and try pickle ball

One reason Golf courses are built before Home construction, Club house, etc, is due to What was established first, the Course or the home, parking lot, etc. It applies to the what came first clause. Same applies to resent courses established south of 44. If one purchases a home on a golf course it is listed in the contract.